Free Merchant Statement Review
Most business owners know what they pay every month. Very few know why.
Upload a recent merchant statement and receive a no-obligation review of your processing costs, pricing structure, fees, and available options.
Merchant statements can be difficult to understand. Between interchange fees, processor markup, PCI fees, authorization charges, statement fees, and equipment costs, many business owners never see a clear picture of their true costs.
Our review is designed to simplify the information and provide a straightforward explanation of what you're paying and how your current processing program compares to available alternatives.
Determine your actual processing rate after all fees and expenses are considered.
Identify recurring fees, annual charges, and other costs that may be impacting profitability.
Review potential alternatives including interchange plus, flat rate, and cash discount programs.
Your effective rate is one of the simplest ways to understand what you are really paying for credit card processing. It compares your total monthly processing fees against your total card sales volume.
This calculator gives you a quick estimate, but it does not replace a full merchant statement review. Your actual costs may include interchange, processor markup, PCI fees, equipment fees, authorization fees, monthly charges, and other line items.
If the number looks higher than expected, upload your statement and we’ll review the details.
Formula: total processing fees ÷ monthly card volume × 100.
Upload a recent merchant statement through our secure online form.
We review your fees, pricing model, equipment costs, and overall processing structure.
Receive a clear explanation of your costs and available options.
Our goal is to provide useful information.
Sometimes a review confirms that a business is already receiving competitive pricing. Other times we identify opportunities for savings or alternative solutions.
Either way, you'll gain a better understanding of your current processing costs.
PPwix Website Services operates as an independent merchant services broker rather than representing only one provider.
This allows us to evaluate available options based on your business needs rather than a single product offering.
We believe informed business owners make better decisions.
Upload a recent statement and receive a free, independent review of your current credit card processing costs.
There is no obligation and no pressure to switch providers.